Guides
Guides to understanding your portfolio
Plain-English explanations of overlap, concentration, charges and diversification, with worked examples. Information only, not advice.
ETF overlap explained
Why two ETFs or funds can own the same companies, how to work out the overlap with a simple example, and why total exposure can be bigger than it looks.
Portfolio concentration risk
What portfolio concentration risk means, two simple ways to measure it, and why holding many funds can still leave you reliant on a few companies.
Fund charges and OCF
The ongoing charge figure (OCF) explained: what it covers, what it leaves out, and how to turn a percentage into pounds a year with a simple example.
UK portfolio diversification
What diversification means for a UK investor: companies, sectors, regions, asset types and currency, and why counting funds does not show how spread out you are.
Investment portfolio review
A plain-English checklist of what a portfolio review can look at: what you own, overlap, concentration, costs, currency and past risk. Information only.
Fund overlap checker
Check whether the funds and ETFs you own hold the same companies. See the overlap in pounds and as a share of your portfolio. Information only.
Fund look-through
Fund look-through shows the companies, sectors and regions inside the funds you own. How it works, what it cannot show, and how to try it.